Retirement Readiness ScoreReadiness Score Larchmont Wealth Management Request my scoreGet my score

For investors 55+ with $500K+ invested · No cost

How ready is your retirement, really?

A Larchmont advisor reviews your full picture and gives you one clear score out of 100 — plus the gaps worth fixing first.

Reviewed by a real advisor, not a calculator
Scored across seven areas — income, taxes, Social Security, risk and more — so you see exactly where the weak spot is
Built for people 55+ with $500,000 or more invested

Fiduciary advisor · 23+ years Rated 5.0 on Google

Request your score

Tell us where to send it. An advisor reviews every request personally. Built for households with $500,000+ invested.

What happens next: choose a time for your 15-minute call so we can start your score. No cost, and no obligation to become a client.

Step 2 of 2

Next: choose a time for your 15-minute call.

Your information is submitted. Select a day and time below to book your call.

Open booking calendar in a new tab

Three steps, and no homework

Nothing to gather, nothing to upload. An advisor does the work and walks you through the result.

Request your review

Fill in the short form above. It takes under a minute.

An advisor reviews your picture

A short conversation about your income, taxes, Social Security, investments and estate — then the review happens on our side.

You get your score

A clear score out of 100, what’s already working, and the gaps worth addressing first. Usually within a few business days.

Your scoreTop risksOpportunitiesNext steps

Request my score

For households 55+ with $500,000 or more invested

What we look at

Seven areas, one score

Most people don’t have a bad retirement plan. They have an incomplete one. These are the seven areas we review.

Retirement income

Tax strategy

Social Security & pension

Investment risk

Medicare & health care

Estate & beneficiaries

Lifestyle & legacy

How they fit together

Request my score

For households 55+ with $500,000 or more invested

Here’s what you get back

Your score is assigned by your advisor, not an algorithm. After reviewing your full picture, your advisor gives you a readiness score that reflects what actually matters for you — and explains the reasoning behind every part of it.

Your readiness score Sample

74 out of 100

Good foundation, hidden gaps

Retirement incomeStrong

Tax strategyReview

Social SecurityGood

Investment riskStrong

+ 3 more areas reviewed

Reviewed on Google

Trusted by families across Westchester

Pat Haggerty, Larchmont Wealth Management

“Most retirement problems aren’t one big mistake. They’re small gaps nobody coordinated.”

The score is the first thing we do — a clear look at what’s working and what needs attention first.

Pat Haggerty, Founder · 23+ years as a financial advisor

Questions people ask first

Is this really free?

Yes. There’s no cost for the review or the score, and no obligation to become a client afterward. If you like what you hear and want to work with us, we’ll explain exactly how we’re compensated before you decide anything.

Do I need $500,000 invested?

The score is built for households at that level or above. That’s where the decisions start overlapping — withdrawal order, Roth conversions, Social Security timing, Medicare surcharges, estate titling — and where a coordinated score actually changes what you do next. If you’re close to that range, ask anyway and we’ll tell you honestly whether it’s worth your time right now.

How much of my time does it take?

The form takes under a minute. After that, one short conversation — usually 20 to 30 minutes, by phone or video, whichever you prefer. You don’t need to prepare anything or send documents to get started.

Will someone try to sell me something?

No. The purpose of the call is to understand your situation well enough to score it accurately. You’ll get your score and the gaps worth addressing whether or not you ever work with us.

What if my situation is complicated?

That’s usually the point. Multiple accounts, a pension decision, a business sale, a second home, a blended family — those are exactly the situations where the pieces stop fitting together, and where a score is most useful.

What do you do with my information?

We use it to contact you about your score. We don’t sell or share your information with third parties for marketing.

Find out where you stand

One score. One conversation. No cost.

What happens next: choose a time for your 15-minute call so we can start your score.

Step 2 of 2

Next: choose a time for your 15-minute call.

Your information is submitted. Select a day and time below to book your call.

Open booking calendar in a new tab

No cost. No obligation. Built for households 55+ with $500,000 or more invested.

The Retirement Readiness Score is an educational tool. It is not a financial plan, a projection of future results, or a guarantee of any outcome. Scores are assigned by an advisor based on information you provide and reflect that advisor’s judgment.