Pat’s interest in money started early, with a savings account his mom helped him open at six years old; an early hint of the path he’d eventually follow. He grew up in West Virginia and Missouri and moved to New York more than twenty years ago to work in finance.

Over time, he kept seeing the same issue: a large group of people with $500k to $5M; the “mass affluent”; were often overlooked or handed generic guidance by big firms. These are real families navigating major life transitions like retirement, divorce, or inheriting a parent’s estate. They deserved better conversations and more thoughtful planning, so Pat built his practice around providing exactly that.

He chose to register as a fiduciary because it puts clients’ interests first; not just legally, but philosophically. It’s simply how he believes the work should be done. The focus is on clarity, education, and long-term relationships, not transactions.

Family is everything to Pat. His two kids, Bridget and Brendan, are a central part of his life, and, as a fun side project, they help him film a small video series called “Bridget’s and Brendan’s Bucks,” where they talk about family, money, and the basics of investing in a way anyone can understand.

At Larchmont Wealth, Pat’s focus is straightforward: help people make the most important financial decisions of their lives with clarity and confidence; without the pressure, the rushing, or the jargon.