One of the questions that many many people are confused by when it comes to financial advisors, is when do you call a financial adviser. The time to contact a financial adviser is whenever you have a major life event. Whenever you have the birth of a child, a marriage, unfortunately a divorce, an ill relative, any type of large financial life event at all, is a time where if you contact a financial adviser, they may be able to help you navigate it and do much better with your finances.